Jump to content

Citibank terminates CDNN for firearm sales!


Recommended Posts

Everyone should outraged by this:

 

Citi Merchant Services drops firearms distributor

January 7, 2008

 

CREDIT CARD PROCESSING COMPANY REJECTS FIREARMS INDUSTRY

 

REFUSES TO PROCESS TRANSACTIONS . . . Citi Merchant Services and First Data Corp. are refusing to process any credit card transactions between federally licensed firearms retailers, distributors and manufacturers -- a move which will severely limit available inventory of firearms and ammunition to military, law enforcement and law-abiding Americans.

 

The first company to be affected by this decision appears to be firearms distributor CDNN Sports Inc.

 

"We were contacted recently by First Data/Citi Merchant Services by a June Rivera-Mantilla stating that we were terminated and funds were being seized for selling firearms in a non-face-to-face transaction," said Charlie Crawford, president of CDNN Sports Inc. "Although perfectly legal, we were also informed that no transactions would be processed in the future, even for non-firearms. I find this very frightening."

 

To voice your concern to Citi Merchant Services and First Data Corp., please contact June Rivera-Mantilla at 631-683-7734 or her supervisor Robert Tenenbaum at 631-683-6570.

 

To change to an NSSF-affiliated credit card processing program, contact Payment Alliance International at 1-866-371-2273 (ext. 1131).

 

 

From Citi's letter to CDNN Sports:"Keep in mind that a violation of the Gun Control Act occurs when a gun offered online is sold to an individual in another state; the act prohibits selling a handgun to a resident of another state. Shipping accross state lines is also banned, yet guns for sale reach people accross hte country. We at Cit Merchant Service are nable to monitor or track adherence to these Gun Control laws."

June Rivera-Mantilla

letter to CDNN: http://www.nssf.org/share/images/letter.jpg

 

letterhf1.th.jpg

 

How sad that now credit card companys are trying to police the people.

 

 

-Jay

Edited by NeWcS
Link to post
Share on other sites

Me thinks Ms. June Riviera-Consuela-Rodriguez-Himenez-Mantilla, should read the laws again. While it's an individual's MONEY, it's not being shipped to the individual. It's being shipped to an FFL, which is perfectly LEGAL.

Link to post
Share on other sites
From Citi's letter to CDNN Sports:"Keep in mind that a violation of the Gun Control Act occurs when a gun offered online is sold to an individual in another state; the act prohibits selling a handgun to a resident of another state. Shipping accross state lines is also banned, yet guns for sale reach people accross hte country. We at Cit Merchant Service are nable to monitor or track adherence to these Gun Control laws."

June Rivera-Mantilla

 

 

Uh What!!! Its not a violation to ship to a DEALER in another state, nor is it banned to ship arms across state lines. What a crock of shit!!!! Unless CDNN was shipping to out of state individuals this is completely bogus. Obvious anti-gun agenda. These people should be hung in the streets like tyrants.

Link to post
Share on other sites

exactly this is just the start! it will get worse the more we take! we need to write our congressmen.....if they are willing to listen and have them pursue these criminals to the fullest extent of the law! if you have a debt to this bank pay it ASAP and take your money elsewhere! its not about the law its about stopping "Violent Crime" for the intrests of "Humanity" these people are criminals! Fuck them!

Link to post
Share on other sites

CDNN won't even take your order if they don't already have y our FFL's license on file (I know...I missed out on a gun in the time it took for the license to get there!) - so I highly doubt they were doing anything illegal.

 

Just another case of the ignorant proving it to the world...

 

Jim

Link to post
Share on other sites
CDNN won't even take your order if they don't already have y our FFL's license on file (I know...I missed out on a gun in the time it took for the license to get there!) - so I highly doubt they were doing anything illegal.

 

Just another case of the ignorant proving it to the world...

 

Jim

 

 

I remember that Jim!....Ruger 93 or 94 wasn't it?

 

Yup...think i may just cancel my CITI card....don't use it anyway.....makes me wish my student loans were not through them though.....ignorant self righteous dumbfucks.....

Link to post
Share on other sites

yeh? and what if they all join hands then?

 

hows about not being able to use visa or mastercard at the gun shop because the company wont carry them as a merchant? what then.

 

seen this happen in another way, but of same form, back locally in NY where I moved from.

Link to post
Share on other sites

....'Bad Karma to Finger of God.....Bad Karma to Finger of God ,over....'This is Finger of God,go head........Finger of God ,this is Bad Karma--call for fire,call for fire..over......Bad Karma,fire incoming,over.........Pattern is good ,repeat, pattern is good-over.....Bad Karma to Finger of God,fire for effect, repeat fire for effect...over........ :D:D:D

Link to post
Share on other sites

So that's why when I was 2 days late on my $20 min payment I couldn't use my card. Ha Ha what a fucking joke. Called up and payed off balance but it made my look like an dumbass buying beer with a card that doesn't work. Need to keep a better eye on the due date and get a dif. card.

Link to post
Share on other sites
  • 3 weeks later...
CREDIT CARD PROCESSING COMPANY REJECTS FIREARMS INDUSTRY

 

I figured I'd pass on my experience with getting the credit card processing set up for Viking Kitty Armory - it was not fun. The only reason I stuck with it and pushed the process thru, instead of just accepting checks, was the increased level of protection credit cards provide consumers. The threat of a chargeback should be enough to keep any merchant on their toes.

 

 

We knew when we started Viking Kitty Armory we needed to find the people in the companies we had to do business with that understood the firearms industry. Or at the very least, understood how to pick up the phone and call their Legal department for clarification.

 

We were a little surprised when our original bank declined to setup credit card processing for us. I think the reason we were given was that processing money from firearm transactions, "... was against company policy." We thought this policy applied to both merchant services and our corporate checking account. Many phone calls later we found out Merchant Services is a department separate from Bank Accounts. Our money was good enough in their vaults, but not good enough to pass thru their merchant services.

 

Our second bank was happy to offer us a checking account and process our credit card transactions. To their credit they did offer to process our credit card transactions, but not very reasonably. I don't know if we got the standard package offer, a special "firearms industry" offer, or the special "small business" package.

 

After dealing with a number of credit card processing companies directly that just flat out would not process "firearms" transactions we found one that would.

 

After all the paperwork was filled out, and more then one week of waiting, we were told the underwriter required a reserve. This is essentially an amount of money that sits in a bank account used as security against chargebacks. The reserve amount doesn't get returned immediately when you change processing companies or cancel your processing account. In our case, if we canceled or moved our processing account, they would keep it for six months before returning it.

 

At one point we were asked how we were able to sell firearms to anyone but another FFL. I believe someone in the paper trail somewhere thought a firearm manufacturer could only sell to firearm dealers, who in turn, could only sell to people. I sent them a copy of Federal Law - this isn't alcohol manufacturing.

 

We eventually got our account set up on more reasonable terms.

 

Google Checkout and Paypal won't touch firearms. Ebay won't touch firearms. The first hosted shopping cart vender we looked at wouldn't touch firearms. We were sent on a wild goose chase for approvals that didn't exist for our county Occupational License (we just moved the business to a different county after a couple weeks of that). We ran into landlords who would not rent to us because their heavy industrial zoned property was not a good "fit" for our use. We ran into zoning issues when property that was zoned for "shooting ranges" wasn't the right zoning for gunsmithing. When the city government classified us as a Manufacturing business, our county government originally wouldn't issue a Business Tax Certificate until we got our city classification changed to gunsmithing. The only problem is the city doesn't have a category for gunsmithing, the city calls it "Manufacturing."

 

While I am not certain we ever really ran into "backdoor gun control," I do believe that many companies are afraid to touch anything related to firearms due to the complicated legal restrictions placed on them. In many industries forgetting to file, or misfiling, paperwork is just a $50.00 late fee, in the firearms industry that same error could result in a felony charge. I believe these companies feel the only way to mitigate this risk is to just not do business with firearm related industries and that this fear is the cause for a lot of what could be attributed to "backdoor gun control."

 

I don't think this is going to change unless our society, as a whole, changes how they look at firearms.

 

Looking back, there were some very humorous exchanges. There is a subtle satisfaction in answering a question about the authority of our corporate policies by saying, "It is Federal Law."

 

- Bryan

Link to post
Share on other sites
"backdoor gun control."

 

more like the CC industry has their heads in their "backdoor"

 

It's more like they're covering their "backdoor".

 

You saw what happened after Va Tech -- lots of CYA to make sure that the next time, no one could blame the companies. Ignorance and paranoia are a dangerous combination - and it looks like the credit and banking industries have both in abundance!

 

I recently had my PayPal account locked. Apparently they have a search engine that crawls web sites looking for the words "PayPal". I was selling a gun and a holster on Glock Talk. I listed PayPal as an option for the holster only -- but the words tripped the search engine, identified it in a firearms forum and generated an automatic response. Clearly, there were no humans in the loop. If they had read my post, they would have seen it was completely within their policy guidelines. Regardless, I ended up removing the PP reference and they unlocked my account. I did include a rebuttal in my email reply notifying them I had "rectified" the problem -- but I doubt anyone read it.

 

I guess it's a matter of how much are you willing to put up with for the sake of convenience.

 

Jim

Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
  • Chatbox

    Load More
    You don't have permission to chat.
×
×
  • Create New...